First Southwest Bank
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You hold your financial future in your hands. Of course, First Southwest Bank can help you achieve your financial goals.    Whether you need an Individual Retirement Account (IRA) or a home loan, or a high interest bearing checking account---First Southwest Bank is your solution. We also have many other products and services—like Business Cash Management. Call the branch nearest you. 
 
The Reward Checking Account is our most popular personal checking account. We are now paying a national high rate of 4.01% APY*. If you can find a higher rate on a checking account, we want you to tell us. Our research shows that if you agree to receive your monthly statement by e-mail, and you agree to use your debit card like a credit card for 10 transactions per month(excluding ATM transactions), and you agree to do one ACH transaction per month, then we can afford to pay you 4.01% up to a maximum balance of  $25,000. And if you choose not to participate in this cost savings, we will still pay you 1.25% APY*. It is your choice—4.01% or 1.25% APY*.  If your balance goes over $25,000, you will earn 4.01%APY on $25,000 and then earn 1.25% APY on any balance over $25,000. You can’t lose. You win both ways. Another benefit--if you qualify to earn 4.01%APY on your checking account, then you can use any ATM world wide and we will automatically refund your ATM fees up to $30 per month!! This is better than free checking, it is reward checking. We reward you. It is a no hassle and simple checking account. Call us today and ask about the new Reward Checking. It’s a great value!!

*Annual Percentage Yield
Banking has never been this rewarding……….only at First Southwest Bank!!
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Attention Customers - Debit Card Usage in Mexico
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Due to excessive fraud in Mexico, customers will not be able to use their 1st Southwest Bank debit cards at a mexico merchant.  Customers will, however, still be able to use ATM's with their PIN numbers.
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Home Mortgage Lending
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1st SouthWest Bank is big in home mortgage lending. We have a "no-hassle" application for "in-house mortgages" that keeps your loan right here in your local branch. If you qualify, escrowing for taxes and insurance is available for most programs for your convenience, but is not required. Interest rates are very competitive. Terms range from 15-30 years. Now is the time to apply before interest rates go higher. Call Pagosa Springs Mortgage at 970-731-1300 or Alamosa Mortgage at 719-587-4243 for details.
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