Checking & Savings

At First Southwest Bank, we have designed our products and services for the individual by listening and talking with the people who bank with us. Helping you with your money is an honor to all of us here. We take our responsibilities very seriously and our goal is to exceed your expectations at every opportunity. Our Personal Banking programs are designed to make a person’s life better — easier, more efficient, more rewarding. And we do so with your privacy and security at the top of our list.

DOWNLOAD our Personal Account Brochure.

Choose a CHECKING program that's right for you...

EAGLE CHECKING - Our Most Popular Account
Our Free Signature Checking
Minimum opening balance $100
No service charges
Optional Benefits: Visa Check Card; Free Online Banking and Bill Pay
This account earns standard interest rates and a higher E-Rate (up to $25,000) and up to $30 per month in ATM refunds as long as you have at least 10 check card posted transactions, receive an electronic statement and perform one direct deposit or ACH Auto Debit each cycle.

ECHECKING
This account allows for unlimited electronic items and Free Online Bill Pay.
Minimum opening balance $100
Minimum balance to avoid service charges $100
Monthly service charge with Check Images $8
Monthly service charge - Truncated Statement $5
Processing fees: 10 checks per month FREE
After 10 checks only 30¢ per check
Unlimited Electronic Items FREE
Optional Benefits: ATM Card; Visa Check Card; Overdraft Protection;
Free Online Banking and Bill Pay. This account does not earn interest.

INVESTMENT CHECKING
For your personal needs only. Balance required to earn interest is $10,000.
Minimum opening deposit $1,000
Balance to avoid monthly service charge $1,000
If balance falls below $1,000, monthly service charge of $25
Check Images with monthly statement $3
Truncated Statement FREE
Processing fees: Unlimited Check Writing FREE
Optional Benefits: ATM Card; Visa Check Card; Free Online Banking and Bill Pay. Please check with us for current interest rate schedules.

SENIOR CHECKING
If you have 55 or more years of life experience, this account is for you.
Minimum opening balance $100
Minimum balance to avoid service charges None
Monthly service charge with Check Images $2
Monthly service charge — Truncated Statement Free
Processing fees: Unlimited Check Writing FREE
Optional Benefits: ATM Card; Visa Check Card; Overdraft Protection;
Free Online Banking; Free Cashier’s Checks; Free Branded Checks. This account does not earn interest.

PERSONAL MONEY MARKET ACCOUNT
Personal Money Market Account. For people who require only a few withdrawals, this interest-earning option might be for you.
Minimum opening deposit $1,000
Minimum balance to avoid service charges $1,000
Monthly service charge with Check Images $11
Monthly service charge — Truncated Statement $8
Processing fees: Three checks per month FREE
• After 3 checks $10 per check
• Six transactions per month FREE
• Not more than three by check.
Optional Benefits: ATM Card; Visa Check Card; Free Online Banking;
Overdraft Protection. This account earns interest. Please check with us for current interest rate schedules.

Be sure to ask about Overdraft Protection - a loan that can be tied to your account and accessed when you need to.

Choose a SAVINGS program that's right for you...

TRADITIONAL SAVINGS
Minimum opening balance $100
Minimum balance to avoid service charges $100
Monthly service charge $2
Four withdrawals per month FREE
$2 each additional withdrawal
Optional Benefits: ATM Card; Free Online Banking;
Visa Check Card (if tied to a Checking Account).
This account earns interest, please check with us for current interest rate schedules.

EAGLE YOUTH SAVINGS
Minimum opening balance $25
Minimum balance to avoid service charges $25
Four withdrawals per month FREE
$2 each additional withdrawal
Optional Benefits: Free Online Banking. This account earns a higher interest rate when your parents have a First Southwest Bank checking account. Please check with us for current rates.

HEALTH SAVINGS ACCOUNT
Open to individuals and families. You must have a high deductible health plan.
Minimum opening balance $100
Minimum balance to avoid service charges None
Optional Benefits: Visa Check Card; Free Online
Banking. This account earns interest, please check with us for current rates.

For full disclosures, account fee information and other terms, rates and information, please stop by or call the branch location most convenient for you. Information subject to change.

Click here for Savings Tips
 

Member FDIC. Equal Housing Lender.
© 2016 First Southwest Bank
Welcome to First Southwest Bank's new online banking! Please remember to use your existing user ID. Your new password will be the last 4 digits of your SSN or TIN. You will be prompted to change your password and reconfigure your security settings at first login. We hope you enjoy the many new features of our new and exciting online banking.

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